Capital requirements

How do I recognize my real capital requirements at all times?
And which methods can I use?

In addition to operational liquidity planning, it is essential to prepare strategic liquidity planning based on a longer-term monthly basis with an integrated balance sheet and cash-flow statement.



  • You need to keep an eye on the development of your capital structure to avoid running into an overindebtedness.
  • You should be able to take a planning perspective of at least 12 months.


Get aware of numerous net working capital and other effects which influence the actual cash flows.

Such as:

  • Long-termed, irregular customer payments.
  • Pre-financing requirements.
  • Outstanding customers payments.
  • Seasonal effects.
  • Accumulated pay-outs (e.g. taxes).
  • Accruals and deferrals.


💡 By determining the actual expected cash flows monthly, the effective maximum capital requirement and its influencing factors are better recognized.

💡 Very often, the actual cash flow can vary heavily in comparison with the expected net result monthly versus a cumulated yearly view.

Want to learn more about how you can use financial models to professionalize your capital requirements assessment? 🔔 We will soon be announcing an event that will support you with precisely these topics. Stay tuned!